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Assets & debt

The Assets & Debt tab tracks the rest of your balance sheet — everything that isn't a bank balance or a holding. Properties and valuables on one side, loans and credit cards on the other, both feeding directly into your net worth.

What it tracks​

  • Properties & assets — real estate, vehicles, and other valuables, each with an estimated value, optional purchase price, and computed equity.
  • Debt — mortgages, auto and student loans, credit cards, and more, each with a balance, rate, monthly payment, and an estimated payoff timeline.

Both feed directly into your net worth.

Loan terms and payoff timelines​

When you add or edit a Loan / Mortgage or Credit card, fill in its optional loan terms — the loan type, interest rate or APR, monthly payment, original amount, and start date — and OrientME projects a payoff date and an amortization schedule right on the account’s card. Leave them blank and it stays a simple balance that still counts toward your debt. You can add or change these terms anytime by editing the account.

For a linked loan, mortgage, or credit card you don't have to type the terms in — tap Get loan details on the account card to pull in its interest rate, next payment (amount and due date), minimum payment, and payoff date. See Accounts & connections for the full add-and-link flow.